Checklists
Checklist provided by
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Check your building sum insured is adequate to cover the up to date cost of rebuilding your home. | |
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Check each room to work out how much it would cost to replace as new the contents at your home if your property burned down or was flooded. | |
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Check how much excess you would have to pay if you make a claim e.g. £100, £150 or £250 | |
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Check the level of alternative accommodation cover offered as a result of your home being inhabitable, as a result of flooding for example. | |
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Will the insurance cover you for water or oil leaks? | |
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Do you have specific valuable items which need protecting – in and out of the home? | |
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If you have a home emergency such as plumbing or gas, is any cover provided? | |
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Do you want insurance to cover accidental damage for buildings and contents? | |
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What happens if glass or mirrors are broken? Are you covered? | |
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What items do you need covering in AND outside your home? Eg laptop or jewellery | |
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Is there cover for items in your garden or personal effects of visitors if something happens when they stay? | |
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Are you covered against fraudulent use of your credit cards or even things like losing the contents of your freezer? | |
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How much will you save by organising buildings and contents insurance with the same company? | |
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Check what ISN’T insured with your policy, a good insurance company will make this clear. | |
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How long can you leave the property unoccupied before restrictions apply? | |
