Buying Direct from a Seller

publication date: Oct 11, 2012


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Choose a legal company that will work closely with you and give you weekly updates.
Budget for the move.
Carry out mortgage research and find out how much you can borrow.
  Research the private sales websites and put notes through people's doors whose properties you are interested in buying.
  Carry out viewings, checking why the seller wants to sell and how desperate they are to identify if they are just ‘testing' the market.
  Check to see how accurately priced the property - visit ‘sold property' price websites such as Mouse Price; Hometrack etc.
  Make an offer subject to an independent survey and on the basis the property is withdrawn from the market.
Contact us to find out what to do if your offer is rejected.
Offer accepted.
Organise an independent survey.
Finalise your mortgage offer and insurance.
Manage the purchase of your property.
File your paperwork carefully - you'll need the paperwork when you come to sell.
Organise your removals/packaging subject to exchange.
Exchange contracts.
Organise change of address.
Complete your purchase and move in!
Pay the Stamp Duty and check the SDLT forms have been filed.


All our information is brought to you by Kate Faulkner OBE, author of Which? Property books and one of the UK's top property experts.
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