Recent Articles in First Time Buyer Property Checklists

Why now might be the time to self-build
May 21, 2014

In this article I look at the benefits of building your own home as opposed to renting or buying an existing home. These benefits can be financial and also mean that your home can be built to your exact specifications.

The impact of interest rates on mortgage payments
May 15, 2014

Although mortgage rates are currently low, do not get complacent. Pre credit-cruch rates were much higher and it is important to know when they may rise again. In this article I outline some of the impacts of mortgage rate rises and look at some recent trends.

May’s summary of house prices – are price rises cooling?
May 12, 2014

As property market prices gain momentum, calls for ‘restraining’ the property market are now regularly appearing in the media. However, this isn’t easy to do when a large part of the sales are cash sales, and panic buying for fear of never being able to afford to get on the ladder, is gripping London so hard. Increased supply of land and housing is now essential for London in particular, and the new build targets of just over 40,000 per year for London are far too low to make London affordable to live and to keep local communities operating.

5 things parents should do before giving kids a deposit
May 9, 2014

It is more and more common for parents and other family members to help their children get on the property ladder in the current economic climate. However, sometimes we don't think about the long term financial implications of doing so. In this article I provide some food for thought as to how parents should best go about helping their children purchase their first home.

5 things to know before buying with a friend
May 8, 2014

Shared ownership can be a great way to get on the property ladder for those who otherwise couldn't afford to. If you aren't in a relationship then buying with a friend may be the best option for you. In this article I give advice on what you need to know before buying with a friend.