Recent Articles in Buy to Let

Impact of rising mortgage rates and restricting income multiples
May 22, 2014

In this article I look at the impact of increasing mortage rates and illustrate what you need to look out for. I advise on what you need tto know and do if your lender raises it's rates.

Why property prices rise and rents remain the same
May 19, 2014

Some of you may be aware of how the rental market works and others may not be. In this article I clear a few things up about the differences between property prices and rental prices and also give a quick update on the state of the rental market.

The impact of interest rates on mortgage payments
May 15, 2014

Although mortgage rates are currently low, do not get complacent. Pre credit-cruch rates were much higher and it is important to know when they may rise again. In this article I outline some of the impacts of mortgage rate rises and look at some recent trends.

May’s summary of house prices – are price rises cooling?
May 12, 2014

As property market prices gain momentum, calls for ‘restraining’ the property market are now regularly appearing in the media. However, this isn’t easy to do when a large part of the sales are cash sales, and panic buying for fear of never being able to afford to get on the ladder, is gripping London so hard. Increased supply of land and housing is now essential for London in particular, and the new build targets of just over 40,000 per year for London are far too low to make London affordable to live and to keep local communities operating.

10 things to think about before you buy your first home
May 7, 2014

Buying your first home can be a daunting prospect, it is the start of a new chapter in life and means you might be growing up! In this article I give up-to-date advice on how to go about purchasing your first home in the current economic climate and property market.